California Mortgage Loan Calculator

Feel free to use our California mortgage loan calculator. BUT, you’ll get the most accurate loan information when you connect with a Secure Funding Group Loan Officer via phone or email. Contact us today or use our mortgage payment calculator below.

CA Mortgage Loan Calculator


Your total monthly payment

Principal & Interest

California Mortgage Loan Calculator How To*

*We encourage you to seek personalized advice from our qualified Loan Officers regarding mortgage loan issues

Information made available with the California mortgage loan calculator is for your independent use and are not intended to provide mortgage payment advice. We cannot and do not guarantee applicability or accuracy in regards to your individual circumstances. All calculations are hypothetical and are for illustrative purposes only. For accurate information, contact Secure Funding Group of Chula Vista today!


Purchase Price? Down Payment?

Enter the total price of the home, your downpayment, if any, and term of the loan (default is set to 30 year fixed).

Property Tax?

It is ok to leave this blank if you’re not sure. But most property tax rates in San Diego County fall between 1.02% and 1.19% annually.

Home Insurance?

It is ok to leave this blank if you aren’t sure. But for estimation purposes, homeowners insurance averages about $900 per month in California.


Private Mortgage Insurance – You may not even need it, so again, it is ok to leave this blank if you don’t know. For estimation, most rates run between 0.5% and 1% of the total loan amount annually.

Last Step

After you input your information into the California mortgage loan calculator (above), simply click the “Calculate” button at the bottom of the form.

Get Pre-Approved Right Now!

A home loan pre-approval will give you clear guide on how much money you have to work with and put you in a stronger position to negotiate when buying a home in California.

Get California Housing Market Updates!

Stay on top of the changing California real estate market with personalized California housing market & mortgage updates from the experts delivered straight to your inbox courtesy of San Diego’s best mortgage brokers.

Let Us Help Guide You

Thanks for using our California mortgage loan calculator! We hope it was helpful in giving you an idea of your path to buying a home in California. But listen, for over 20 years, Secure Funding Group in Chula Vista has been helping thousands of homeowners like you find the perfect loan. With historically low interest rates, homeownership continues to be virtually unmatched by any other investment in your future in terms of its real financial benefits.

We are ready to work for you

Affordable loan services

Easy same day pre-approvals

More than 20 years of experience

A proven track record

We are ready to meet your needs