FAQ

support@bnkly.com

Phone

(123) 456 - 7890

Get in touch

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Frequently Asked Questions

What is a mortgage?

A mortgage is a loan used to purchase a home. It allows you to buy a property while paying
back the loan plus interest over time.

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How much do I need for a down payment?

Down payment requirements vary, but typically range from 3% to 20% of the home's purchase
price. The amount depends on factors like loan type and your credit score.

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What's the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a set interest rate that remains the same throughout the loan term,
providing predictable payments. An adjustable-rate mortgage (ARM) has a variable interest rate
that may change over time, potentially affecting your monthly payments.

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How long does it take to get approved for a mortgage?

The approval process can vary, but it usually takes a few weeks. Factors like credit history,
income verification, and property appraisal can influence the timeline.

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San Francisco - Bnkly X Webflow Template

San Francisco, CA

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sanfrancisco@bnkly.com

PHONE

(415)-509-6995